The best auto & home insurance company reviews on the Web!

Here are my reviews of smaller, specialty, and regional auto & home insurance companies. Although some of these companies do not have national market share, some of them are very important in certain states. For example, New York Central Mutual is a large insurer of homes & autos in New York. Some of these companies specialize insuring drivers or homes considered "higher risk," and may be the best option for people having a hard time finding a company to insure them. These nonstandard auto & specialty home insurance companies are designated with an asterisk (*), though some of these companies operate only in certain states.

The Florida homeowners insurance market consists of many smaller companies operating in few if any other states. Rather than list my reviews of these companies, of interest almost only to Florida property owners, on this Web page, I list them here at Florida Home Insurance Companies.    

ACE Insurance (High Value Homes & Property)

Affirmative / USAgencies Insurance  *

Alliance United Insurance  *

Allied Insurance

American Access Casualty Company  *

American European Insurance Company

American Modern Insurance   *

Arbella Insurance

Armed Forces Insurance Exchange

ASI (owned & used by Progressive) Insurance

Buckeye State Mutual Insurance

Civil Service Employees Insurance

Cypress Texas Lloyds Home Insurance

Dairyland / Viking / Peak Auto Insurance   *

Direct General Auto Insurance  *

Donegal Insurance

Farm Bureau Mutual Insurance

GAINSCO Auto Insurance  *

Georgia Farm Bureau Insurance

Good2Go Auto Insurance  *

Hallmark Insurance  *

Harleysville Insurance

High Point Insurance

Homeowners of America Insurance Company

Home State County Mutual Insurance  * (TX only)

IFA Auto Insurance   *

Imperial Fire & Casualty Insurance

Indiana Farm Bureau Insurance

Kentucky Farm Bureau Insurance

Kentucky National Insurance Company

Main Street America Insurance

Mendota / Mendakota Insurance  *

Michigan Farm Bureau Insurance

Mutual of Enumclaw Insurance

New York Central Mutual Insurance

North Carolina Farm Bureau Insurance

Oklahoma Farm Bureau Insurance

Peerless Insurance

Pemco Insurance

Philadelphia Contributionship / Germantown Insurance Company

Piedmont Mutual Home Insurance

Plymouth Rock Assurance (MA / NH / CT)

Response Insurance

SafeAuto Insurance  *

Safety Insurance

Safeway Insurance  *

Selective Insurance

Sentry Insurance

South Carolina Farm Bureau Insurance

Tennessee Farm Bureau Insurance

Texas Farm Bureau Insurance

Titan / Victoria Insurance   *

Unique Insurance Company   * (GA, IL, IN, MS, NM, & TN only)

Universal Property & Casualty Insurance

Wawanesa Insurance

Westfield Insurance

Workmens Insurance  *